This is a loan product specially designed to meet the needs of farmers and other related agricultural businesses in the following Areas:

•    Crop production and irrigation
•    Animal/fish production
•    Agric Marketing and Processing
•    Agro transportation
•    Agro inputs and machinery

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This product is designed for family who have lost their family member and need financial assistance.

Features
•    No commitment fee charges
•    A member of the family should have an account with us.
•    Funeral program should be attached to the loan application

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This is a loan product geared towards assisting commercial drivers under a recognised union who do not own vehicles as well as those who would like to increase their fleet of vehicles.
Features
•    Comprehensive insurance cover on the car
•    Insurance cover in case of death or permanent disability
•    Two guarantors or more needed
•    Applicants shall contribute at least 30% of loan amount in their account as cash lien/security against the loan

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This is a specially designed product to meet traders who do not need a substantial amount to expand their business, and also to meet their short term financial obligations
Features
•    Maximum amount should not exceed GHS 500.00
•    The savings amount would be multiply by four as loan amount
•    Maximum period is two (2) months and renewable after successful repayment
•    Repayment would be by daily contribution

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A product designed to encourage small and medium scale enterprises to organise themselves in groups to acquire loans to expand their business as well as encourage them to save.

Features
•    Willingness to undergo a maximum training for 8 weeks
•    Repayments are weekly, Bi-weekly, Monthly
•    The group solidarity mechanism is applied

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It is a microfinance product that seeks to reduce drudgery by ensuring that Mobile Bankers get to the door-steps of Susu contributors to make daily cash collections and deposit them in their individual Susu account at the bank.

Features
•    Engaged in income generating activity
•    Operate Susu accounts with the bank.
•    Applicant should operate Susu savings account for at least three (3) months without withdrawal before eligible for initial loan

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Loans offered to salaried employees, mostly Government workers, whose mode of salary payment is through monthly remittance of salary to a current account held at Kintampo Rural Bank.

Features
•    No cash lien on loans
•    Applicant should have operated with the Bank for at least Two (2) months
•    Provision of three (3) recent payslips
•    Loans shall be repaid on monthly instalment basis

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This is a personal overdraft facility designed for salaried workers whose salaries are paid through their account at KRB.

Features:
•    Salary should be paid regularly into an account with the Bank.
•    Account should generally be conducted well.
•    The facility is for one month.
•    Overdraft is repaid with customer’s monthly salary.

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This is a short-term facility offered to Sole Proprietors, Partnerships and Companies to boost working capital.
Features:
•    Facility is for one year and may be extended based on the amount granted.
•    Interest is charged only on debit balance. (i.e. amount over withdrawn)
•    Flexible security arrangements.

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Church development account is a specially designed account for churches which provides them with active cash management, cash handling, funds management and personalized financial services and also to assist Churches with funds when most needed.
 
Features
•       Provision of Two (2) years historic Income and Expenditure Statement
•       Cash flow statement evidencing ability of Church to service the loan
•       Last three (3) months Bank statement with KRB must be provided

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