Loans offered to salaried employees, mostly Government workers, whose mode of salary payment is through monthly remittance of salary to a current account held at Kintampo Rural Bank.
Features
• No cash lien on loans
• Applicant should have operated with the Bank for at least Two (2) months
• Provision of three (3) recent payslips
• Loans shall be repaid on monthly instalment basis
• Not more than 40% of monthly salary is deducted to service the loan.
• At least two (2) salary workers who collect their salary through the bank shall guarantee the loan
Benefits
• Low and competitive interest rates
• Enjoy credit life insurance (death and permanent disability)
• Quick loan disbursements
• Simple loan assessments
• Top-up loans
• Rebate (interest reduction) on early repayment