Mr. Aidoo Bright Clifford is a holder of Bachelor of Commerce from University of Cape Coast. Aidoo Bright Clifford is the Head of Credit Department of Kintampo Rural Bank Limited. He joined the bank in 2011 as a credit officer in charge of all the Susu loans. After a year and half, he was made the credit officer in charge of Jema Agency. Mr. Aidoo Bright Clifford is currently the Head of Credit Department. The main focus of the department is to ensure timely repayment of loans and overdrafts and thereby reduce the overdue and non performing loans and overdrafts to the beerest minimum if not eliminate it from the books